Winter is the time of the year when you bring in patio furniture, plus bring out hats, mittens, etc. It is also the time that makes driving on the road in Kitchener more dangerous. By the same token, installing winter tires in your vehicle makes sense. Besides, it can also help you get cheap auto insurance in Kitchener, too, based on the discounts you get.
Not to mention, all-season tires do not perform well in icy and slippery conditions, unlike winter tires. Winter tires not only give your car a better grip. But also help you drive your car safely.
Winter Tire Discount in Kitchener, Ontario
Most people know that winter tires outdo other tires at a temperature less than 7 degrees centigrade. Besides, the temperature is typically below 7 degrees centigrade in Kitchener, Ontario, from October to March. Therefore, it is the time when you should consider installing winter tires in your vehicle.
Moreover, you also qualify for a discount on car insurance if you have installed winter tires by a certain date. Besides, the Ministry of Finance and the Government of Ontario mandated the Ontario winter tire discount on January 1st, 2016.
According to the mandate, “insurance companies in Ontario, including Kitchener must provide discounts to drivers with installation of winter tires.” Typically, the discount is 2 to 5 percent to auto insurance policyholders who purchase and install winter tires.
Besides, the Ministry of Finance and the Government of Ontario mandated the Ontario winter tire discount for two reasons. Those two reasons include the following:
- Help drivers get reduced rates for auto insurance.
- Improve overall roadway safety.
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How Can You Qualify for the Ontario Winter Tire Discount in Kitchener?
When it comes to the Ontario winter tire discount, the rates vary from insurance company to company. It is also why it is important for drivers to get in touch with expert insurance brokers. In the majority of cases, to qualify for the winter tire discounts in Kitchener, you must have proof.
Put differently; you have to prove to your insurer with the winter tire emblem you have installed winter tires. You will need to provide your insurer with pictures and receipts or documentation in this regard. Here is what you need to provide your insurer with to qualify for the winter tire discount in Kitchener, Ontario:
- Proof of purchase of tires.
- Proof of installation of 4 winter tires by a certain date.
- A clear photo of the tire with the winter tire emblem.
Moreover, the winter tire discount will remain on your car insurance policy for the full term, typically 1 year. It also embraces the time when you do not have winter tires installed. Moreover, the winter tire discount can expire after 5 years as their effectiveness will decline over time. In any case, you can get cheap auto insurance in Kitchener if you have winter tires installed in your vehicle.
When to Install and Take Winter Tires off?
Installing winter tires in your car at the right time can certainly save you money on auto insurance. In addition, these tires also offer performance benefits at temperatures below 7 degrees centigrade.
Moreover, we already mentioned the aforementioned temperature is generally from October to March in Kitchener, Ontario. By the same token, you should have winter tires installed in your car between the end of October to March.
Not to mention, you can drive your vehicle safely in the winter with the installation of winter tires. Most importantly, it will ensure the safety of everyone in your vehicle alongside you.
In addition, we recommend you take off winter tires after April 1st, 2023. Why? Because winter tires work better in temperatures colder than 7 degrees centigrade.
Why Are Winter Tires Better for Your Vehicle?
Winter tires are essential when it comes to road safety in dangerous weather conditions. Vehicles with winter tires at temperatures below 7 degrees centigrade have shown to decrease the stopping distance of a vehicle by thirty to forty percent. Moreover, here are the reasons why winter tires are better for your vehicle:
- Winter tires enhance your safety.
- In addition, they reduce the likelihood of collision in frost, snow, and icy conditions.
- Not to mention, they can help you get a discount on car insurance.
Conclusion
Winter is the time of the year when you bring out your winter essentials. It is also the time when driving on the road becomes more dangerous. Moreover, it makes sense to install winter tires in your vehicle in the winter at temperatures below 7 degrees centigrade. Not to mention, it can also help you get cheap auto insurance in Kitchener.
Ideally, you should have winter tires installed in your vehicle between October to March. Winter tires not only ensure road safety but also reduce the likelihood of collision in frost and snow. Lastly, installing winter tires can help you get 2 to 5 percent on auto insurance in Kitchener, Ontario.
Media Contact:
Company name: Insurance Genie
Telephone: 1-416-508-7560
Address: Kitchener
Website: InsuranceGenie.ca
“Insurance Genie” is a company with a team of insurance underwriters. It can help you get the best insurance rate in Ontario based on your needs for insurance.
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